The Edge of Risk Podcast by IRMI

A fascinating form of risk protection is parametric insurance. It is growing in terms of popularity and could be a solution for agricultural risks. A general understanding of parametric insurance is an "If, then" scenario: "If there's a derecho, then I would collect immediately without any delays."

In this 16-minute podcast episode, Andy Klaus, vice president of business development at Vortex Insurance Agency, LLC, explains the basics of parametric insurance and how farmers could benefit from the claim payment flexibility.

Be sure to check out the other agribusiness resources that IRMI has to offer!

Legacy industries like construction have always been slow to innovate. In this 11-minute podcast episode, Rose Hall of AXA XL offers tips for breaking down the barriers that stand in the way of progress and advancing your construction business to new heights through innovation.

Did you know roughly 22 million Americans live in manufactured homes, according to the Manufactured Housing Institute? More commonly referred to as "mobile homes," they are popular with celebrities like Matthew McConaughey as well as farmers and agricultural workers. Join Joel Appelbaum, IRMI chief content officer, and Cheryl Koch, president/CEO of Agency Management Resource Group, for this podcast episode. Hear Ms. Koch's real-world experience and her thoughts on the stigma around use of the terms "trailer" and "trailer parks." Learn as Ms. Koch shares her deep insight on properly insuring the risks of manufactured homes.

Be sure to check out the other agribusiness resources that IRMI has to offer!

In this 17-minute podcast episode, Matt Nordaker of Marsh discusses how emerging technologies such as Internet of Things, blockchain, virtual and augmented reality, and artificial intelligence will be profoundly more disruptive in the construction industry with the rollout of 5G.

In this 16-minute podcast episode, Cheri Hanes of AXA XL outlines the challenges involved in insuring mass timber buildings and provides strategies that can help insurers get more comfortable with the risks.

Project engineer Taylor Boileau shares a powerful story that demonstrates the need to demystify and change the taboo surrounding mental illness, especially in the construction industry. Put everything else aside for 15 minutes and listen. It may be the most impactful part of your day.

This very practical, enlightening podcast episode is an excellent summary of agency risk management and agricultural liability exposure. In this 27-minute podcast episode, Sam Bennett, producer and partner in the Harrison Agency, Inc., in Columbia, Missouri, reminds us of how dangerous a farm operation can be and how important it is for insurance professionals to protect those who have exposures.

Be sure to check out the other agribusiness resources that IRMI has to offer!

This 23-minute podcast episode discusses key employment practices liability (EPL) renewal trends and developments, including #MeToo's impact on the market and how brokers and insureds can best handle emerging trends. Listen to industry experts Rick Betterley, author of The Betterley Report, and Sean Jordan, IRMI senior research analyst, discuss everything from what EPL is to the highlights of Mr. Betterley's current market report.

Additional insured experts Craig Stanovich and Jeff Woodward examine recent developments that could reduce an additional insured's coverage for employee third-party claims brought by an independent contractor's worker. 

Learn key steps for capturing and leveraging leading indicator data and turning it into purposeful, proactive safety interactions that can reduce accidents and injuries.